My husband and I use alternative and preventative health care and therefore have chosen a health care plan that had a high deductible but low premium. This worked perfectly for us as we rarely use it. If something did happen where we had the maximum out-of-pocket expense, we would be able to handle it. All the years that this did not occur has saved us thousands of dollars which we can put into a health savings account and also use for our alternative and preventative health care.
However, despite the repeated emphatic promises made, we have found that our plan …