Re: “Group wants moratorium on flood insurance” (TNT, 3-28).
The federal government has subsidized construction in flood zones for years through programs like the National Flood Insurance Program (NFIP). The proposal by the National Wildlife Federation to implement a moratorium on flood insurance policies near Puget Sound is sound public policy that would benefit both the environment and the government.
Programs like the NFIP have placed a great deal of risk on taxpayers while reinforcing poor behavior. Rather than encouraging risk-based, environmentally sensitive planning and reducing flood risk, programs like the NFIP have served to subsidize unwise construction and …