Re: “Why Obamacare is a GOP nightmare” (Eugene Robinson column, 9-24).
Liberals like Robinson ignore one simple fact: Health insurance does not guarantee health care.
A card in everyone’s pocket will not build clinics in low-income areas or cause family doctors and geriatric specialists to fall out of the sky. Nor does insurance necessarily lower prices. In fact, federal regulations are having the opposite effect.
Community health programs and basic care plans are threatened with extinction. Premiums are soaring into the stratosphere. And talented young people are avoiding careers in general medicine because they can’t anticipate an adequate income.
Before the feds started meddling with the system, the vast majority of Americans got health insurance through their employers, and the vast majority were satisfied with their care. Most private insurance plans guaranteed $1 million to $2 million worth of coverage per lifetime, more than enough for the average person.
Instead of allowing Obamacare to bankrupt the entire medical system, Congress needs to pass a few simple measures to help the needy.
Create a medical relief fund to help people who max out their benefits. Subsidize state plans for those with pre-existing conditions. Give tax credits to the self-insured. Give tax deductions to general practitioners who work in low-income areas.
Combine Medicare and Medicaid into one single-payer program with open enrollment. Require private insurers to accept applicants regardless of age. And may the best plan win!