Re: “Uninsured freeloaders’ option: Stay out of the ER” (editorial, 3-27).
While the editorial addressing freeloaders using the emergency room at everyone else’s expense may appear correct, it is not. The new health care law will have no effect on uninsured people using the ER.
Your theory is that we all will have insurance in place to take care of ER costs. Obamacare dictates that if you don’t have insurance, you have to pay a fine of $750. Paying this fine doesn’t give you health insurance coverage however. If you use the ER, you will be sent a bill. That is just what the ER does now.
Most people using the ER and not paying are not those who can afford insurance, for the most part. What is driving hospitals in California, Nevada, Arizona and New Mexico bankrupt are illegal aliens with no money. As federal law already demands, ERs must provide medical care regardless of one’s ability to pay.
If a person already can’t pay for insurance, how is this new law going to help? Also, even if one decides not to buy insurance and pays the fine (no choice here, Obamacare gives the government unfettered access to your bank account), again nothing’s different. This person will just not pay the bill as happens now.
ER costs still will be largely uncovered.