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HEALTH CARE: Many stand to lose a lot

Letter by Brant R. DeLarme, Puyallup on March 28, 2012 at 12:27 pm with 11 Comments »
March 28, 2012 1:17 pm

I have listened with distress these last few days as the U.S. Supreme Court hears arguments on the Affordable Care Act. I don’t mind so much if the individual mandate is dropped but the provisions that do worry me are those that protect patients with pre-existing conditions and those that allow young people to stay on their parents’ plan into their 20s.

My wife and I are 21. She works two jobs, I work one and I am a full-time student. We live on our own and pay our own bills, but we can’t afford insurance. Luckily our parents can. If the court decides that the entirety of the law must be thrown out, we will join the millions of uninsured at least for a few years.

Of course, we are young and healthy and barring an act of God we will be fine. On the other hand, my youngest brother was born with a heart condition that demands constant medical attention. If this law is killed, there is nothing stopping the insurance companies from dropping his coverage.

So I find it quite callous how so many people praise the imminent demise of this law with gleeful abandon, when it could mean the loss of health care for so many people. I don’t ask them to change their views. I just wish they would show some understanding for their fellow Americans and approach this serious issue with a more somber attitude that respects the enormity of the problem.

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Leave a comment Comments → 11
  1. sandique says:

    The Republicans agreed to many facets of health care reform, until President Obama brought them up.

    Your plea is falling on deaf ears. You need to vote and make sure that like minded people vote to elect representation that will serve your needs.

  2. concernedtacoma7 says:

    You are asking for charity. Acknowledge that before you rant.

    No where in your post do you discuss personal responsibility.

    If there is an act of God and you or your wife get injured, you can go to any emergency room for treatment. Thank the taxpayer, then pay your bill.

  3. LornaDoone says:

    “You are asking for charity.”

    I’d call this a misrepresentation of the letter writer, but that would be too nice.

    It’s a damned lie.

    They are no more asking for charity than an oil company is while they laugh all the way to a bank with $4 billion in taxpayer money.

    Mandatory insurance and being on your parents policy is not CHARITY to grown up adults with a sane mind and the ability to carry on a civil discussion of the issues.

    You missed an entire paragraph, CT7. No, you didn’t miss it, you purposefully ignored it:

    My wife and I are 21. She works two jobs, I work one and I am a full-time student. We live on our own and pay our own bills, but we can’t afford insurance. Luckily our parents can. If the court decides that the entirety of the law must be thrown out, we will join the millions of uninsured at least for a few years.

  4. concernedtacoma7 says:

    They are demanding a service they are not paying for. Charity.

    And nice example of your ignorance- oil companies do not get a check from the govt, but a deduction available to all businesses.

    Stick to the keyboard.

  5. This is a topic about Health Care. Not oil companies… different discussion for a different thread. Leave your same, tired, old talking points out of it Lorna.

  6. Concerned7

    There’s no evidence that the letter writer demanded that his parents pay for his insurance. And in normal usage financial details within a family are not called charity.

    You fail.

  7. Agreed, compassion is nice. So is the U.S. Constitution. Since that is the law of the land, any federal law must be consistent therewith. It’s a pity Pelosi and company didn’t understand that when they drafted Obamacare. better luck next time.

  8. concernedtacoma7 says:

    Given the cute little tale of the author told about his personal situation, he is concerned about himself.

    The happiness felt if this law is overturned will be for the Consitution, for the majority of Americans that felt this law was crap in the first place, for Americans that do not want to become another failed European state.

  9. philichi says:

    You have been lied to.

    You were born into the greatest country on earth. This country was one where young people like you and your wife could spend your energy and your time to build tremendous wealth.

    Your country and government are now becoming an albatross around your neck. A tremendous percentage of every dime that you and your wife earn now needs to go to pay for healthcare, retirement and debt for generations that came before you. Do you really want more of the same.

    If I were you I would be livid! Politicians have been elected for years on promises that they have made. All they really have done is stolen your money and given it to someone else. Do you really want more of the same? Don’t be a sucker.

  10. Insurance companies are in business to make money, not to provide good health care to the people they cover, therefore they should be regulated.
    Health Insurance Company 2010 profits up 41%:
    ww.healthinsurance.org/blog/2010/11/15/insurance-company-profits-up-41-percent/

    IMO having good healthcare is a different thing than having a brand new flat screen TV, or a car, or a filet mignon steak. It’s a question of need vs. want since everyone will NEED health care at some point.
    I agree the law requiring coverage until 25 is a good thing. Here’s my example. My son started his first job after graduating; his job benefits didn’t include insurance coverage. Having experienced previously random medical issues in our family (a daughter with a brain tumor), we insisted that he purchase insurance, which he did. A few months after he started working he was sent to the emergency room by his doctor with a racing heart. Eventually, he ended up needing a heart ablation surgery that cost approximately $60 K.
    The insurance company did everything it could, not to PAY his bill, but to NOT pay! They required he fill out a health history questionnaire and they asked for proof of previous insurance coverage. They took his costly monthly premium checks with no questions asked, until he needed coverage. Once he needed them to pay, they went to work. To me it seems most employees at insurance companies seem to work not on finding new ways to help customers, but finding ways not to.

    Personally I believe the health insurance industry should be not for profit.

  11. philichi says:

    Well, the DMV, Public Schools, prison system are not for profit. Do yoiu really want people like this to go when you get sick?

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